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How to Extend the Lifespan of Your Favorite Household Appliances

Routine preventive maintenance does a lot in keeping your home functioning with an increased life expectancy of appliances. Here are a few tips to keep your valued electronics in quality working condition.

1. Freezer and Refrigerator Care

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Notice that 1/2 inch of ice has already formed on its inside walls. Your fridge should be kept clean inside and out from spills and stains, so food odor is at a minimum. Doors should be sealed tight when closed and wipe the rubber gasket from dust and dirt. Coils should be cleaned with a condenser coil brush.

2. Dryer and Washing Machine

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Don’t overload your washing machine with heavy jeans and blankets. Distribute them out into 2 – 3 sets of washing to avoid stressing the motor. Clothes’ weight should be leveled and spread equally when being loaded into the compartment or tub. Inspect the hoses from leaks and signs of wear and cracks. Clean out fabric conditioner dispenser every wash to avoid mucky build ups. Clean both the inside and outside of your machine from residue, dust, and detergent stains. Remove the plug from the electric socket when not in use. Keep your dryer cleared up built-up lint as that is a serious fire hazard.

3. Heater and Air Conditions

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Fan cages or filters should be cleaned once or twice every 2 – 3 months. With the fan removed and cleaned separately, blast the cages from the inside with a garden hose to spray out dust and debris. Inspect the fins and straighten any bends with a kitchen knife carefully. Coils should be sprayed with a foaming no-rinse coil cleaner that can be found in local stores. It should rinse itself off in a few minutes. 50/50 bleach-water solution is helpful in keeping your drain lines clean and free from mold.

Heater cores should be removed and cleaned with soap water. Dry the base completely before putting back in place.

These are just some of the major appliances any homeowner can perform preventive maintenance.  It is also recommend to keep a well written chart of the dates and household items that has been cared for for future reference. These simple tricks will ultimately extend the life of your expensive appliances and save you from avoidable damages, repairs, and replacement.

4 Advantages of Getting A Home Warranty For Your Newly-Purchased Property

Specific components of houses, whether old or brand new, will, at some point, break down and eventually need repairs or replacement. An option for homeowners is to get a home warranty to tackle the job. Let’s review the advantages these home warranties can bring to your household appliances. Before you choose your home warranty company, make sure you do your homework. Websites such as home-warranty-companies.com  and the better business bureau can ensure you pick a competent company that follows all guidelines & laws.

1. Technicians are Almost Readily Available

Having a home warranty spares you from the hassle of going through the internet or directory to find someone to take a look at your broken AC, heating unit, dryer, etc. With just your provider’s phone number on hand, you’ll be able to schedule your appliances effortlessly with a certified technician for inspection and maintenance.

2. Practical Service Fee and Monthly Rates

Imagine saving time and money from having to go to a store to search and buy a replacement just because your 5-year-old appliance stopped working. Home warranties, nowadays, provide options to pay up in monthly installment, and whenever you need a technician, a reasonable deductible is billed instead of the entire repair cost.

3. Flexibility

Select and trusted home warranty providers include an option for a personalized where the owner can choose which appliances get covered. Optional coverage add-ons are also available to household areas that need guarantees, for instance, septic pumping, pool, or a second fridge.

4. Value and Peace-of-Mind

Whether you’re selling the house or keeping it to yourself, home warranties add more value to your property and needless to say, give you peace of mind from unforeseen expenses that come with home maintenance.

These are just four reasons and benefits why you should consider getting a warranty for your homes. While many are skeptical about it deeming it unnecessary, buying one reduces financial struggles that may arise in the future. Just remember to get yourself a reputable provider that won’t give you headaches should you need to file a claim.

 

How My First Home Buying Experience Will Help You Decide

A very dear friend of mine suggested that I should keep an Excel file of my expenditures and savings. Perhaps, she grew tired of seeing me write and compute every month, on paper. I gave in to the idea and loved it ever since. The file does not only allow me to notice how budgeting became easier than before, but it also made me realize how much I was wasting on renting my space.

Apparently, with the savings that I have under my account, my job, and monthly paychecks, I could afford to become a home owner. So I asked my dear friend and life advisor to help me out.

Here are the highlights of my home buying journey.

1. Am I Financially Ready?

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Because I am not yet a millionaire (emphasis on “yet”), getting my first home is not as fast as a snap of my fingers. I was advised to stick to a budget and prioritize on my first house among other things.

I made sure I allot less than 3/10 of my monthly income on the amortization. Making sure that my savings also covers for the down payment is another significant factor.

2. Can I Get A Home Loan?

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It was great that I had been stuck with my employer for the last four years, as lenders often do away with people with shorter tenure at work.

My friend has again helped me get my ducks in a row. She made sure I don’t owe more than 30% of my credit limit. She instructed me to be updated and on track with my credit score, which includes preparing my financial documents beforehand. When everything was all set, she introduced me to three home loan institutions she trusts.

3. Where’s My Realtor?

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You can guess I didn’t know much about purchasing a house. That’s why it took me longer before I realized that I qualify to get one. As advised, I got myself a realtor who also helped me with bargaining for a property.

If you’re like me, consider asking your friends and family for a recommendation. You may also check the net for reviews.

4. Now, Which Property?

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This part made me feel part of a house flipping reality show. My realtor asked me what I wanted for a home – from the square footage, to the number of rooms and baths, to the other amenities I would like.

She made me some appointments within a few days and weeks and made me pick which one I liked the most.

5. What’s My Offer?

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The realtor I hired was indeed very efficient, for a first-timer like me. We strategized how much to offer, and she took care of the negotiations for me. The process took numerous phone calls and a few weeks to complete, which makes seeing the signed contract feel like heaven to me.

6. Where Are My Keys?

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Because it was my first time, I never knew that it takes four more steps before I can lay my hands on the keys to my newly purchased home.

Home inspection, attorney review, mortgage contingency, final walk-through had to be made before I had to meet the previous owner and realtor and sign up the closing contract.

Now, I have my home and enjoying it. It was both an investment and a haven for me. Thank God for friends who helped me out with my journey and informed me with the tedious process I’ve gone through. This is the reality of home buying.